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By Professor Doom      Medieval laws can be funny to read. Both the laws and the penalties for violation are bizarre by modern �civilized� standards. Many laws, of course, were enacted differently for the serfs than for the nobility, with the former typically being punished more severely, for a wider array of violations.       The reason for this was simple: the nobility wrote the laws. Things have changed a bit nowadays, we don�t really have nobility, and there�s this theory that laws now apply to everyone (except for Hillary, of course). It�s a good theory, but something happened to warp that theory.      Our laws are no longer necessarily written by human beings. Our courts ruled that �corporations are people,� especially when it comes time to make campaign donations, and so corporations have a major hand in our law writing.       This is most evident when it comes to banks (which have a great...

By Professor Doom      Most folks think that the reason �for profit� schools are more expensive than �public� schools is because the former are trying to make a buck. It seems a good working hypothesis, but �non profit� schools are also (often) wildly more expensive than state schools, and all too often are clearly as motivated by profits as any school that openly claims to be for profit .      The main reason public schools are cheaper has nothing to do with profits. While non-public schools get to set their tuition (and thus continue to raise tuition to whatever is the most they can take via the student loan scam), public school tuition is typically set by the state. Tuition still goes up rapidly, of course, as our public school administrators spend every dollar as fast as they can, lest future state budgets see the surplus and say �hey, the school doesn�t need it, we can spend it on a different boondoggle.�      Governments...

By Professor Doom      The student loan scam is crushing our future, or at least the future of many of our kids. The average student loan debt for a new graduate in 2014 was around $33,000 .   The average student loan debt in 2015 was around $35,000 , and in 2016, we�re looking at an average of $37,712 , and that�s what the trend has been like for the last decade, laughable government claims of �1.5% inflation� notwithstanding.        Trust a statistician when he tells you the �average� can be very misleading. We could have 9 students with a debt of $10,000, and one student with a debt of $260,000, and the �average� would be $35,000. Price of tuition varies wildly from school to school, even for the same courses, so we can do much to help the average just by getting rid of the schools that are causing the most debt.       The recent closures of Corinthian and ITT Tech, combined with the massive loss of stud...